Access your policy details, pay bills, view your digital insurance cards and more. Get instant access to your digital proof of insurance for auto and home policies, even when logged out. Manage your payment methods and pay your bills conveniently and safely right from your mobile device. Advertisement produced for these specific insurers and to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance. Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers. Not all insurers are authorized in all states. Restrictions, exclusions, limits, and conditions apply. Android is a registered trademark of Google Inc.
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By getting people to click the like button as well as spam out the bogus promotions by sharing them with their friends, these fake Pages can accumulate many thousands of likes, often within just a few hours. Generally, a few days after the initial posting, when the first liking frenzy has died down, the scammers operating the Page will post a second — equally bogus — promotion thereby initiating a whole new round of like-harvesting. The scammers will continue posting new promotions every few days until they have gained enough likes to suit their needs.
What scammers gain out of creating like-farming Pages When they have accumulated a large number of likes — perhaps , or more — the scammers can then sell the Page to unscrupulous marketers. Nevertheless, there is a thriving underground market for established Facebook Pages and the more likes the Page has the more that it can potentially be sold for.
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So suggests new research that tracked changes in two genes thought to help regulate brain growth, changes that appeared well after the rise of modern humans , years ago. That the defining feature of humans — our large brains — continued to evolve as recently as 5, years ago, and may be doing so today, promises to surprise the average person, if not biologists. Lahn and colleagues examined two genes, named microcephalin and ASPM, that are connected to brain size.
If those genes don’t work, babies are born with severely small brains, called microcephaly. Using DNA samples from ethnically diverse populations, they identified a collection of variations in each gene that occurred with unusually high frequency. In fact, the variations were so common they couldn’t be accidental mutations but instead were probably due to natural selection, where genetic changes that are favorable to a species quickly gain a foothold and begin to spread, the researchers report.
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Read some history of the settlement of the US West:
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Five farmers’ wives explain why: She met her own husband, Jim, 29, at a Young Farmers conference and they got married less than three years later, in July Penny, 34, of Leslie, Fife, said: I know lots of couples who have met through Young Farmers. And the couple, who have been married for 21 years, say most of their friends have met their spouses in the same way.
Back in I had been sent a short, privately published paper by amateur historian, Reginald Walker , which proposed a location for the Garden of Eden in north-western Iran.
Purpose[ edit ] Cooperatives as a form of business organization are distinct from the more common investor-owned firms IOFs. Agricultural cooperatives are therefore created in situations where farmers cannot obtain essential services from IOFs because the provision of these services is judged to be unprofitable by the IOFs , or when IOFs provide the services at disadvantageous terms to the farmers i. The former situations are characterized in economic theory as market failure or missing services motive.
The latter drive the creation of cooperatives as a competitive yardstick or as a means of allowing farmers to build countervailing market power to oppose the IOFs. In many situations within agriculture, it is simply too expensive for farmers to manufacture products or undertake a service. Cooperatives provide a method for farmers to join together in an ‘association’, through which a group of farmers can acquire a better outcome, typically financial, than by going alone.
This approach is aligned to the concept of economies of scale and can also be related as a form of economic synergy , where “two or more agents working together to produce a result not obtainable by any of the agents independently”. While it may seem reasonable to conclude that larger the cooperative the better, this is not necessarily true. Cooperatives exist across a broad membership base, with some cooperatives having fewer than 20 members while others can have over 10, While the economic benefits are a strong driver in forming cooperatives, it is not the sole consideration.
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Its effects were felt in virtually all corners of the world, and it is one of the great economic calamities in history. In previous depressions, such as those of the s and s, real per capita gross domestic product GDP —the sum of all goods and services produced, weighted by market prices and adjusted for inflation—had returned to its original level within five years.
Economic activity began to decline in the summer of , and by real GDP fell more than 25 percent, erasing all of the economic growth of the previous quarter century. Industrial production was especially hard hit, falling some 50 percent. By comparison, industrial production had fallen 7 percent in the s and 13 percent in the s. From the depths of depression in , the economy recovered until This expansion was followed by a brief but severe recession, and then another period of economic growth.
It was not until the s that previous levels of output were surpassed. This led some to wonder how long the depression would have continued without the advent of World War II. In the absence of government statistics, scholars have had to estimate unemployment rates for the s. The sharp drop in GDP and the anecdotal evidence of millions of people standing in soup lines or wandering the land as hoboes suggest that these rates were unusually high.
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I commented in parentheses throughout the profiles below what I thought of them and why:
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